# GriffNode

> Non-custodial crypto payment gateway. Accept Bitcoin, Ethereum, Litecoin, and other cryptocurrencies on your website or app — without holding customer funds. You keep your wallet keys; customers pay directly to your addresses.

## Key Facts
- GriffNode is an independent, non-custodial crypto payment gateway for merchants. Customer payments land directly in the merchant's own wallet (derived from the merchant's xPub) — GriffNode never holds, touches, or has access to merchant funds.
- Setup takes minutes: sign up with an email, paste a wallet xPub, then use a payment link, a plugin, or one API call.
- Supported assets: Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Dogecoin (DOGE), Dash (DASH), and the ERC-20 stablecoins USDT, USDC, and DAI.
- Pricing is a flat monthly subscription. GriffNode takes NO percentage of sales and NO per-transaction fee — process $1,000 or $1,000,000 and the cost stays the same. Tiers: Starter (free forever), Business ($49/month), Professional ($129/month), and Enterprise (custom).
- No chargebacks: payments settle on-chain and are final.
- Confirmations: a payment is marked completed once it reaches the required number of on-chain confirmations. The default is 3 confirmations for every supported chain, and each merchant can configure their own value per wallet (1 to 100). The value in force is snapshotted when a payment is created, so changing it never affects in-flight payments.
- Typical settlement time at the default 3 confirmations, based on average block times: Bitcoin ~30 minutes (10 min/block), Litecoin ~7.5 minutes (2.5 min/block), Dash ~7.5 minutes (2.5 min/block), Dogecoin ~3 minutes (1 min/block), Ethereum and the ERC-20 stablecoins ~36 seconds (~12 sec/block). Funds arrive in the merchant's own wallet — there is no payout queue or withdrawal step, because GriffNode never holds the money.
- Availability: GriffNode is non-custodial, so any merchant with a self-custody wallet can integrate, worldwide. Merchants remain responsible for their own local tax and regulatory obligations.
- Founded: 2025. GriffNode is an independent product and is not yet an incorporated legal entity.
- Official site: https://griffnode.com — Documentation: https://docs.griffnode.com

## Documentation
- [Introduction](https://docs.griffnode.com/): What GriffNode is and how it works
- [Quick Start](https://docs.griffnode.com/quick-start): Get your first payment running in minutes
- [Wallet Setup](https://docs.griffnode.com/wallet-setup): Connect your xPub so payments land in your own wallet
- [Authentication](https://docs.griffnode.com/authentication): API key management and request signing
- [API Reference](https://docs.griffnode.com/reference): Full REST API — create and retrieve transactions, exchange rates, supported coins, error codes
- [OpenAPI Spec](https://docs.griffnode.com/openapi.yaml): Machine-readable OpenAPI definition of the whole API
- [Webhook Setup](https://docs.griffnode.com/webhooks-setup): Receive real-time payment event notifications
- [Webhook Events](https://docs.griffnode.com/webhooks-events): Full list of payment lifecycle events
- [Webhook Security](https://docs.griffnode.com/webhooks-verify): Verifying webhook authenticity
- [Rate Limits](https://docs.griffnode.com/rate-limits): API usage limits
- [Test Mode](https://docs.griffnode.com/test-mode): Test your integration before going live
- [AI and MCP](https://docs.griffnode.com/ai-mcp): Run the whole gateway from Claude or any AI client via the remote MCP server
- [WooCommerce](https://docs.griffnode.com/woocommerce): Accept crypto on WooCommerce
- [WordPress](https://docs.griffnode.com/wordpress): Accept crypto on WordPress
- [Tax Reports](https://docs.griffnode.com/tax-reports): Export payment data for accounting
- [Changelog](https://docs.griffnode.com/changelog): Product and API changes

## Company
- [Pricing](https://info.griffnode.com/pricing): Plans, transaction fees, and billing
- [About](https://info.griffnode.com/company): Company background and mission
- [FAQ](https://info.griffnode.com/faq): Frequently asked questions
- [Contact](https://info.griffnode.com/contact): Support and sales
- [Terms of Service](https://info.griffnode.com/terms-of-service): Legal terms
- [Privacy Policy](https://info.griffnode.com/privacy-policy): Data handling and privacy

## Research (original measured data)
- [Measured crypto payment confirmation times](https://learn.griffnode.com/research/crypto-confirmation-times): last 30 days of blocks Measured on GriffNode's own full nodes, 24 September 2026 to 24 October 2026. Raw CSV: https://learn.griffnode.com/research/crypto-confirmation-times.csv
- [Measured crypto payment transaction fees, by year, 2009 to 2026](https://learn.griffnode.com/research/crypto-transaction-fees): measured transaction fees by year, 2009 to 2026, from GriffNode's own full nodes. Raw CSV: https://learn.griffnode.com/research/crypto-transaction-fees.csv

## Learn
- [What Is a Rolling Reserve? Stripe and PayPal Reserves Explained](https://learn.griffnode.com/rolling-reserve-explained): A rolling reserve holds back part of every sale for months. How it works, what it really costs your cash flow (with the math), the three reserve types, and how to get one lifted.
- [Shopify Payments Paused My Payouts: What To Do Now](https://learn.griffnode.com/shopify-payments-payouts-paused-what-to-do): Shopify paused your payouts or put a reserve on your balance. Why it happens, where to find the real reason, what to send, and how to keep selling while you wait.
- [Coinbase or Binance Froze My Account: What To Do Now](https://learn.griffnode.com/coinbase-binance-froze-my-account-what-to-do): Your exchange restricted withdrawals or locked the account. Why exchanges freeze accounts, the scam that targets people in exactly this moment, what to send support, and how to make sure it never happens again.
- [Why Businesses Don't Accept Crypto (and Which Objections Are Actually Right)](https://learn.griffnode.com/why-businesses-dont-accept-crypto): Volatility, customers who never ask, taxes, scams. We go through the six real reasons businesses refuse crypto, say which ones are fair, and what to do about each.
- [Can Your Bank Freeze Your Account Over a Crypto Exchange Transfer?](https://learn.griffnode.com/can-bank-freeze-account-crypto-exchange-transfer): Yes, a bank can block a transfer from a crypto exchange, and in some cases the whole account. Why it happens in the EU and Poland, how long it can last, and exactly what to send the bank.
- [How to Accept Stablecoin Payments (USDC and USDT)](https://learn.griffnode.com/how-to-accept-stablecoin-payments): Stablecoins like USDC and USDT are dollar-pegged, so a $100 sale stays $100. Here is how to accept stablecoin payments as a merchant with no volatility and no chargebacks.
- [BitPay Alternatives (2026): Non-Custodial and Lower-Fee Options](https://learn.griffnode.com/bitpay-alternatives-2026): Looking for a BitPay alternative? Here are the best options in 2026 compared on fee, custody and chargebacks, so you can pick the right crypto payment gateway for your store.
- [How to Accept Crypto Payments on Wix (2026 Guide)](https://learn.griffnode.com/how-to-accept-crypto-payments-wix): Wix has no native crypto checkout, but you can accept Bitcoin and stablecoins by connecting GriffNode. Here is the no-code, embed, and Velo developer route - step by step.
- [Best Crypto Payment Gateway for Small Business (2026 Guide)](https://learn.griffnode.com/best-crypto-payment-gateway-small-business): A practical buyer's guide to choosing a crypto payment gateway as a small business: compare real fees, custody, payout speed, and chargeback risk across the main providers.
- [How to Accept Crypto Payments on WordPress (Full Guide)](https://learn.griffnode.com/how-to-accept-crypto-payments-wordpress): Want to accept crypto payments on WordPress? Connect your own wallet, drop in a GriffNode hosted page, button, or plugin-style snippet, and start taking Bitcoin and stablecoins on any WordPress site.
- [Accept & Manage Crypto Payments With AI (Claude & ChatGPT)](https://learn.griffnode.com/accept-crypto-payments-with-ai): Connect GriffNode to Claude, ChatGPT, or any MCP assistant and run your crypto payments by chat: check balances, look up payments, and create payment links. AI can never move your funds.
- [How to Accept Crypto Payments on Shopify (2026 Guide)](https://learn.griffnode.com/accept-crypto-payments-shopify): Accept Bitcoin, Ethereum, Litecoin, Dogecoin and Dash on your Shopify store with funds going straight to your own wallet - no chargebacks and no processor that can freeze payouts.
- [What Is Debanking? Why Banks Cut Off Legal Businesses](https://learn.griffnode.com/what-is-debanking-business-guide): Debanking is when a bank or processor cuts off a perfectly legal business with little warning or explanation. Here is what it is, why it happens, who it hits, and how to make your revenue impossible to switch off.
- [Business Bank Account Frozen? What to Do Right Now](https://learn.griffnode.com/business-bank-account-frozen-what-to-do): A frozen business bank account can stop payroll, suppliers, and operations overnight. Here is the step-by-step on what to do today, how to get the freeze lifted faster, and how to keep getting paid while you sort it out.
- [Operation Choke Point 2.0: Crypto Debanking Explained](https://learn.griffnode.com/operation-choke-point-2-crypto-debanking): A wave of crypto and legal-but-disfavored businesses have been quietly debanked. Here is what Operation Choke Point 2.0 refers to, why it matters to merchants, and how to insulate your revenue.
- [Debanked? How to Still Accept Payments Without a Bank](https://learn.griffnode.com/debanked-how-to-still-accept-payments): Just got debanked? Here is exactly what to do in the next few days to keep accepting payments, your replacement options compared honestly, and how to set up a payment method no bank can ever cut off.
- [15 Industries Most Likely to Be Debanked in 2026](https://learn.griffnode.com/industries-most-likely-to-be-debanked): Some legal industries get debanked far more than others. Here are the 15 most at risk in 2026, why they get flagged, and the one payment setup that keeps any of them getting paid no matter what.
- [How Crypto Payments Protect Your Business From Debanking](https://learn.griffnode.com/how-crypto-protects-against-debanking): You cannot always stop a bank from dropping you, but you can make sure it never stops your revenue. Here is exactly how non-custodial crypto payments make a business un-debankable.
- [Best Stripe Alternatives in 2026 (Honest Comparison)](https://learn.griffnode.com/best-stripe-alternatives-2026): The real Stripe alternatives in 2026, mainstream processors, merchant-of-record platforms, high-risk specialists and crypto gateways, compared honestly, including the one category that physically cannot freeze your funds.
- [How to Accept Crypto Payments on WooCommerce (Step-by-Step)](https://learn.griffnode.com/how-to-accept-crypto-payments-woocommerce): Add Bitcoin and crypto checkout to your WooCommerce store with no chargebacks - funds go straight to your own wallet. A step-by-step setup guide.